When does time begin to run when an insurer refuses indemnity under a third party liability policy?

William McIlroy Swindon Ltd, Rannoch Investments Ltd v Quinn Insurance Ltd
[2011] EWCA Civ 825

Quinn Insurance Limited (“the Insurer”) provided public liability insurance to one of the Claimants’ sub-contractors (“the Policyholder”). The Policyholder was sued by the Claimants in relation to a fire which occurred in 2006, and the Insurer refused indemnity under the public liability cover in February 2009 alleging that the Policyholder had been in breach of certain policy conditions.

Read more