Policy wording advice
When insurance claims are made, the wording of the insurance policy can come under the most intense scrutiny. Preparing for the future and for unexpected events is essential – policyholders and their insurance brokers need to be completely confident that their policies fully protect their businesses and assets without ambiguity. It is crucial that they have access to an expert eye and an in-depth understanding of risk mitigation and policy coverage, with the ability to review policies from every angle.
At Fenchurch Law, our experience in and understanding of the insurance market is unrivalled. Our expert team of specialist insurance solicitors is available to review, comment on and critique policy wordings and extensions for policyholders and their brokers. We understand the importance of the service we provide in this area and every member of our team is committed to ensuring that policyholders and their brokers understand the very precise and specific meaning and implication of every clause and detail of their policies in order to avoid future misunderstandings and insurance coverage disputes.
This in many ways a ‘preventative’ service. A highly expert, detailed review of an insurance policy at the outset to identify any potential issues and areas of concern can have a significant impact in mitigating potential difficulties that could occur in the event that a claim is made under the policy.
The breadth of expertise and knowledge within our team means we are uniquely placed to review insurance policy wordings and ensure insurance contracts are clear, fair and well-understood, with our extensive experience acting for policyholders complemented by valuable insight gained by many of our solicitors in prior insurer-side roles.
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Building Liability Orders: whose fault is it anyway?
Following the first Building Liability Order made under the Building Safety Act 2022, we have asked Michael Levenstein of Gatehouse Chambers, who was instructed by the successful applicant, to join us for a discussion about how the courts are interpreting the legislation.
Date: 22nd January 2025
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Win for policyholder in triple insurance case
Watford Community Housing Trust v Arthur J Gallagher Insurance Brokers Limited [2025] EWHC 743 (Comm) In a judgment favourable to policyholders delivered on 8 April 2025, the Commercial Court upheld…
Fenchurch Law warns the clock is ticking for Covid-19 Business Interruption claims
Fenchurch Law, the UK’s leading firm for insurance policyholders, has issued a warning to brokers to ensure their clients file any Covid-19 business interruption (BI) claims now, before they are…
The Good, the Bad & the Ugly: #25 The Good turned Ugly: Lonham Group Ltd v Scotbeef Ltd & DS Storage Ltd (in liquidation) [2025] EWCA Civ 203
Welcome to the latest in the series of blogs from Fenchurch Law: 100 cases every policyholder needs to know. An opinionated and practical guide to the most important insurance decisions relating to…