Policy wording advice
When insurance claims are made, the wording of the insurance policy can come under the most intense scrutiny. Preparing for the future and for unexpected events is essential – policyholders and their insurance brokers need to be completely confident that their policies fully protect their businesses and assets without ambiguity. It is crucial that they have access to an expert eye and an in-depth understanding of risk mitigation and policy coverage, with the ability to review policies from every angle.
At Fenchurch Law, our experience in and understanding of the insurance market is unrivalled. Our expert team of specialist insurance solicitors is available to review, comment on and critique policy wordings and extensions for policyholders and their brokers. We understand the importance of the service we provide in this area and every member of our team is committed to ensuring that policyholders and their brokers understand the very precise and specific meaning and implication of every clause and detail of their policies in order to avoid future misunderstandings and insurance coverage disputes.
This in many ways a ‘preventative’ service. A highly expert, detailed review of an insurance policy at the outset to identify any potential issues and areas of concern can have a significant impact in mitigating potential difficulties that could occur in the event that a claim is made under the policy.
The breadth of expertise and knowledge within our team means we are uniquely placed to review insurance policy wordings and ensure insurance contracts are clear, fair and well-understood, with our extensive experience acting for policyholders complemented by valuable insight gained by many of our solicitors in prior insurer-side roles.
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Building Liability Orders: whose fault is it anyway?
Following the first Building Liability Order made under the Building Safety Act 2022, we have asked Michael Levenstein of Gatehouse Chambers, who was instructed by the successful applicant, to join us for a discussion about how the courts are interpreting the legislation.
Date: 22nd January 2025
Advising a construction and engineering joint venture on the interpretation of a defect exclusion clause under a project CAR policy following the occurrence of damage during the construction of an underground pipeline.
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Understand how our solicitors support honest policyholders with genuine claims to ensure their claims are paid promptly and in full
We work shoulder to shoulder with insurance brokers to combine legal and commercial pressure on behalf of policyholders
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Interested in joining our growing team of talented and specialist insurance dispute solicitors?
We are an enthusiastic and entrepreneurial team of talented and passionate individuals, specialists in our fields. We share a vision for how a law firm can and should operate, and we are united in our commitment to delivering outstanding outcomes for our clients
The Sky is the limit: Developments in relation to damage under CAR policies
23 December 2024
On 16 December 2024 the Court of Appeal delivered judgment in the case of (1) Sky UK Ltd and (2) Mace Limited vs Riverstone Managing Agency Ltd and Others, a decision which will provide welcome…
Camden Contribution Curtailed: TPRA 2010 Developments
20 December 2024
Recent cases highlight potential difficulties for insurers in handling claims under the Third Parties (Rights against Insurers) Act 2010 (“the TPRA”). By way of reminder, the TPRA allows a third…
Reinsurance Cover for Covid BI Losses Upheld on Appeal
9 December 2024
In UnipolSai Assicurazioni SPA v Covea Insurance PLC [2024] EWCA Civ 110, the Court of Appeal has upheld the first instance finding that the reinsured (Covea), having paid out substantial sums in…