Policy wording advice
When insurance claims are made, the wording of the insurance policy can come under the most intense scrutiny. Preparing for the future and for unexpected events is essential – policyholders and their insurance brokers need to be completely confident that their policies fully protect their businesses and assets without ambiguity. It is crucial that they have access to an expert eye and an in-depth understanding of risk mitigation and policy coverage, with the ability to review policies from every angle.
At Fenchurch Law, our experience in and understanding of the insurance market is unrivalled. Our expert team of specialist insurance solicitors is available to review, comment on and critique policy wordings and extensions for policyholders and their brokers. We understand the importance of the service we provide in this area and every member of our team is committed to ensuring that policyholders and their brokers understand the very precise and specific meaning and implication of every clause and detail of their policies in order to avoid future misunderstandings and insurance coverage disputes.
This in many ways a ‘preventative’ service. A highly expert, detailed review of an insurance policy at the outset to identify any potential issues and areas of concern can have a significant impact in mitigating potential difficulties that could occur in the event that a claim is made under the policy.
The breadth of expertise and knowledge within our team means we are uniquely placed to review insurance policy wordings and ensure insurance contracts are clear, fair and well-understood, with our extensive experience acting for policyholders complemented by valuable insight gained by many of our solicitors in prior insurer-side roles.
Call us on +44 (0)20 3058 3070
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Upcoming events
Leeds Coverage Symposium 2025
Designed for brokers, the Coverage Symposium provides valuable insights into coverage and claims challenges – helping you navigate and avoid common pitfalls.
Date: 5th June 2025
Advising a construction and engineering joint venture on the interpretation of a defect exclusion clause under a project CAR policy following the occurrence of damage during the construction of an underground pipeline.

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Understand how our solicitors support honest policyholders with genuine claims to ensure their claims are paid promptly and in full
We work shoulder to shoulder with insurance brokers to combine legal and commercial pressure on behalf of policyholders

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We are an enthusiastic and entrepreneurial team of talented and passionate individuals, specialists in our fields. We share a vision for how a law firm can and should operate, and we are united in our commitment to delivering outstanding outcomes for our clients
URS v BDW: a milestone decision from the Supreme Court – but does it break new ground?
28 May 2025
The Supreme Court has handed down its long-awaited judgment in URS v BDW. The judgment considers a number of important issues for construction professionals including limitation, liability in tort,…
Court pours cold water on insurer’s fraud claims: Malhotra Leisure Ltd v Aviva
20 May 2025
Court pours cold water on insurer’s fraud claims: Malhotra Leisure Ltd v Aviva During the Covid-19 lockdown in July 2020, water escaped from a cold-water storage tank at one of the Claimant’s hotels…
Win for policyholder in triple insurance case
15 April 2025
Watford Community Housing Trust v Arthur J Gallagher Insurance Brokers Limited [2025] EWHC 743 (Comm) In a judgment favourable to policyholders delivered on 8 April 2025, the Commercial Court upheld…