London Coverage Symposium 2025
We are excited to announce this year’s London Coverage Symposium! Join us on 6th November at the Merchant Taylors’ Hall.
Designed for brokers, the Coverage Symposium provides valuable insights into coverage and claims challenges – helping you navigate and avoid common pitfalls.
This year’s event kicks off with registration and breakfast at 09:30am, followed by expert-led talks on key legal cases shaping the insurance disputes landscape. The final session will end at 4:30pm, followed by networking drinks.
Location - Merchant Taylors’ Hall
2025 Programme
9:30 AM
Coffee & Registration
10:00 AM
Welcome, and Talks: Part 1
AI Revolution: implications for knowledge workers, regulated professionals, and policyholders
As the arrival of Generative Artificial Intelligence promises to bring huge changes to the world of work, David Pryce will discuss its potential impact on three related but distinct areas: the impact of Gen-AI on the day to day activities of knowledge workers; the ethical implications of the (mis)use of Gen-AI for regulated professionals, such as lawyers and insurance brokers; and the insurance implications for policyholders using Gen-AI.
SPEAKER
David Pryce, Senior Partner
Whose mind is it anyway? Corporate knowledge after the Insurance Act
This talk will consider whose knowledge counts when assessing whether a corporate policyholder has made a fair presentation of the risk, and how the Insurance Act may silently have altered the traditional analysis.
SPEAKER
Jonathan Corman, Partner
When Policies Collide - Untangling “Other Insurance” Clauses
This session will cover the different types of “Other Insurance” clauses in the context of double insurance and how such clauses interact with one another, including the recent decision in Watford Community Housing Trust v Arthur J Gallagher [2025] – a striking case of not just double but triple insurance.
SPEAKER
Abigail Smith, Associate
11:30 AM
Break
12:00 PM
Talks: Part 2
Property damage & BI case study
A case study of a claim under a property damage policy, involving breaches of both the duty of fair presentation and a condition precedent. We will also consider a claim for late payment under s13A of the Insurance Act, and some specific business interruption issues, and offer some tips for brokers navigating these types of claims.
SPEAKERS
Alex Rosenfield, Partner
Jessica Chappell, Senior Associate
Last Orders! Could this be the last Covid BI round-up?
As the tsunami of cases that was the Covid BI litigation finally looks to be running its course and with limitation on the horizon, we look at some of the recent decisions, discuss what is still going through the courts, and consider what loose ends remain to be tied up.
This will include the Court of Appeal decisions in:
- London International Exhibition Centre v Allianz
- International Entertainment v Allianz
- Bath Racecourse Company Ltd & Ors v Liberty Mutual
- UnipolSai Assicurazioni SPA v Covea
Plus the ongoing litigation in The Fulham Shore Limited v QIC.
And where this leaves us with regard to causation, composite policies, occurrences, furlough and evidencing cases of Covid-19 ‘At the Premises’.
SPEAKER
Anthony McGeough, Senior Associate
1:00 PM
Lunch
2:00 PM
Talks: Part 3
Covid BI – the big picture
“Unprecedented” was the phrase that most reverberated throughout the courtrooms during the Covid BI litigation in relation to the pandemic and its impact.
But its unprecedented effect goes beyond the nation’s health and wellbeing, and the economic effect on businesses; it has also had an impact on the legal landscape, and on English insurance law in particular, far wider than its subject matter.
With many policyholders finding that their business interruption policy did not respond to cover their pandemic losses, it is perhaps surprising that more brokers did not find themselves in the firing line.
Next time round they might not be so lucky. In this session, we look at what has changed and the steps brokers need to take to future-proof their policies and themselves!
SPEAKER
Joanna Grant, Managing Partner
Californi-rectification: When will a policy by rectified for mistake?
This session will consider the circumstances in which the Courts may order rectification of a policy and look at some recent cases including Project Angel Bidco Ltd v Axis Managing Agency Ltd [2024].
SPEAKER
Chris Ives, Partner
Common construction exclusions
They say one should judge the quality of an insurance policy by what it excludes. This talk will touch on the principles of interpreting policy exclusions, before covering some common professional indemnity exclusions, including contractual liability exclusions, cladding & fire safety exclusions, and liquidated damages exclusions.
SPEAKER
Daniel Robin, Deputy Managing Partner
3:30 PM
Break
4:00 PM
US Liability Update – Is PFAS the Next Asbestos?
Colleagues Jeremiah Welch and William Bennett from US insurance firm SDV Law will review the state of US legislation and litigation around “forever chemicals”. The two will discuss similarities and differences between PFAS liability and earlier “toxic tort” crazes in the US and offer their predictions on how the PFAS trend evolves. The two will also seek to forecast the impact PFAS claims in the US will have in the UK and Europe.
SPEAKERS
Jeremiah M. Welch, Partner, SDV Law
Will S Bennett, Partner, SDV Law
4:30 PM
End of talks, and closing remarks
4:35 PM
Networking drinks
Meet Our Speakers
Register Now
London Coverage Symposium
Venue: The Merchant Taylors’ Hall
Date: 6 November 2025