Alex Rosenfield

“Aside from the quality of the work and its lawyers, Fenchurch Law has an incomparably modern approach. We play an invaluable role in the London insurance market and truly deliver on our mission statement of “levelling the field for policyholders”.

Alex is a Partner specialising in insurance disputes for policyholders. He is part of Fenchurch Law’s Construction & Property Risks team and has a particular focus on high-value, complex property damage claims.  

A significant amount of Alex’s caseload involves disputes under the Insurance Act 2015 – often in relation to alleged breaches of the duty of fair presentation and breaches of policy conditions – and he is regularly invited to deliver public seminars on the same. In June 2024, he was quoted in a piece by Commercial Risk: “Courts yet to test key aspects of Insurance Act”. 

Alex has also developed niches in claims involving (a) alleged breach of hot works conditions; and (b) fire safety / cladding exclusions; and (c) claims under latent defect policies. 

He currently acts for a number of policyholders seeking indemnity under their PL insurance for claims arising out of hot works; and various companies (often architects) seeking cover under PI insurance policies for building safety claims. Alex is also regularly instructed to defend third-party actions against his clients, while also pursuing the insurance recoveries. 

One of the firm’s most prominent public speakers, Alex has delivered a wide range of seminars and webinars over the last year and is a regular speaker at the firm’s annual Coverage Symposia. As well as presenting on the Insurance Act 2015, Alex has delivered training sessions on breaches of policy conditions, reinstatement, underinsurance and claims under the Building Safety Act 2022.  

His recent cases include: 

• Representing the freeholder and leaseholders of an apartment block in connection with claims against building defect insurers, arising from combustible cladding, fire safety and structural defects.

• Acting for an industry leader in the provision of surface treatment in connection with a substantial claim against its PL insurers.

• Acting for a construction company in connection with a claim against its PL insurers following a significant fire at its customer’s premises.  

• Acting for the owners of a Ukrainian wind farm which was seized by Russian forces in 2022. 

• Acting for a main contractor seeking a recovery from its insolvent cladding sub-contractor’s PI insurers, following the discovery of significant water ingress and fire safety defects at a development. 

• Acting for a roofing company seeking cover under its PL policy for various incoming claims. The dispute turns on the proper meaning and effect of a ‘hot works’ condition, requiring the insured to take various steps before and after completion of work.

• Acting for a private individual whose home was destroyed by fire, and in connection with a long-standing dispute with insurers regarding quantum and the basis of settlement. Alex successfully helped the policyholder to make a significant recovery.   

• Acting for an architect pursuing a claim against its PI insurers in connection with substantial fire safety claims against it. 

• Acting for the owner of a data centre pursuing a claim against their property insurers, following a significant theft. 

Alex is passionate about delivering Fenchurch Law’s mission to level the playing field for policyholders. He has been quoted in several leading insurance publications and newspapers on coverage issues in the last year, such as Commercial Risk, Insurance Age, Insurance Business and Construction News. 

Alex is a member of the Society of Construction Law, the British Insurance Law Association and the London Business Interruption Association. He has also been awarded Higher Rights of Audience, enabling representation of clients in the higher courts.